Roth vs Traditional Optimizer

com.kindoflost.roth-vs-traditional-calculator/roth-vs-traditional-optimizerVersion 1.0.0

Optimal yearly Roth vs traditional split: 401(k), IRA, HSA, brokerage, employer match. Free.

Status

Responds217 msNov 14, 2026, 14:03 UTCAnswered our handshake without sign-in.

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Last checked: Nov 14, 2026, 14:03 UTC
Latency: 217 ms
Remotes responding: 1 of 1
Sign-in: No sign-in
Hosting: Hosted outside the EU (detected)
Registry data as of: Nov 14, 2026, 22:14 UTC

Data from the official MCP Registry, checked by run.zero. How we check

Connect

Streamable HTTP

https://roth-vs-traditional-calculator.kindoflost.com/mcpResponds217 msNov 14, 2026, 14:03 UTC

No sign-in

Claude Code

claude mcp add --transport http roth-vs-traditional-optimizer https://roth-vs-traditional-calculator.kindoflost.com/mcp

Claude Desktop and claude.ai

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Settings > Connectors > Add custom connector
Name: roth-vs-traditional-optimizer
Remote MCP server URL: https://roth-vs-traditional-calculator.kindoflost.com/mcp

Cursor

{
  "mcpServers": {
    "roth-vs-traditional-optimizer": {
      "url": "https://roth-vs-traditional-calculator.kindoflost.com/mcp"
    }
  }
}

VS Code

code --add-mcp '{"name":"roth-vs-traditional-optimizer","type":"http","url":"https://roth-vs-traditional-calculator.kindoflost.com/mcp"}'

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Tools

3 tools

Tools of Roth vs Traditional Optimizer
	Description		Read-only	Idempotent	Open world
`check_request`Say in plain words what the user wants (e.g. 'I'm self-employed with a solo 401k and a pension'). Returns whether this optimizer can do it and, if not, the closest thing it can do. Fast, no solve.	Say in plain words what the user wants (e.g. 'I'm self-employed with a solo 401k and a pension'). Returns whether this optimizer can do it and, if not, the closest thing it can do. Fast, no solve.	No	Yes	Yes	No
`get_contribution_example`Return a complete example input for optimize_retirement_contributions with a one-line explanation of every field. No solve. Edit it to the user's situation. kind 'single' (default) or 'married' (two earners, kids, HSA, two-tier match).	Return a complete example input for optimize_retirement_contributions with a one-line explanation of every field. No solve. Edit it to the user's situation. kind 'single' (default) or 'married' (two earners, kids, HSA, two-tier match).	No	Yes	Yes	No
`optimize_retirement_contributions`Find the best yearly split of retirement savings between traditional and Roth 401(k), IRA/backdoor Roth, HSA and brokerage, including employer match, Roth conversions and retirement withdrawals. Returns this year's dollars per account, how the optimal mix compares with always-traditional and always-Roth, Roth share, lifetime totals, the first working years and retirement milestones. Runs in a few seconds (a few more with exact_income_limits). All money in today's dollars. Optimal for the stated assumptions; not tax advice. Call get_contribution_example first if unsure of the shape.	Find the best yearly split of retirement savings between traditional and Roth 401(k), IRA/backdoor Roth, HSA and brokerage, including employer match, Roth conversions and retirement withdrawals. Returns this year's dollars per account, how the optimal mix compares with always-traditional and always-Roth, Roth share, lifetime totals, the first working years and retirement milestones. Runs in a few seconds (a few more with exact_income_limits). All money in today's dollars. Optimal for the stated assumptions; not tax advice. Call get_contribution_example first if unsure of the shape.	No	Yes	Yes	No

Details

Registry status: Active
Published: Nov 1, 2026
Updated: Nov 1, 2026
Website: https://roth-vs-traditional-calculator.kindoflost.com/mcp-server⁠ (opens in a new tab)
Repository: Not given
Categories: Uncategorized
GDPR: Not declared

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