Safe Rate

com.saferate/saferateVersion 1.0.0

US mortgage rate estimates, lender rankings and research, and US Treasury market data.

Status

Responds431 msNov 14, 2026, 14:14 UTCAnswered our handshake without sign-in.

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Last checked: Nov 14, 2026, 14:14 UTC
Latency: 431 ms
Remotes responding: 2 of 2
Sign-in: No sign-in
Hosting: Hosted outside the EU (detected)
Registry data as of: Nov 14, 2026, 22:14 UTC

Data from the official MCP Registry, checked by run.zero. How we check

Connect

Streamable HTTP

https://mcp.saferate.com/mcpResponds554 msNov 14, 2026, 14:14 UTC

No sign-in

Claude Code

claude mcp add --transport http saferate https://mcp.saferate.com/mcp

Claude Desktop and claude.ai

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Settings > Connectors > Add custom connector
Name: saferate
Remote MCP server URL: https://mcp.saferate.com/mcp

Cursor

{
  "mcpServers": {
    "saferate": {
      "url": "https://mcp.saferate.com/mcp"
    }
  }
}

VS Code

code --add-mcp '{"name":"saferate","type":"http","url":"https://mcp.saferate.com/mcp"}'

Streamable HTTP

https://mcp.saferate.com/mcp/accountResponds431 msNov 14, 2026, 14:13 UTC

No sign-in

Claude Code

claude mcp add --transport http saferate https://mcp.saferate.com/mcp/account

Claude Desktop and claude.ai

1
2
3

Settings > Connectors > Add custom connector
Name: saferate
Remote MCP server URL: https://mcp.saferate.com/mcp/account

Cursor

{
  "mcpServers": {
    "saferate": {
      "url": "https://mcp.saferate.com/mcp/account"
    }
  }
}

VS Code

code --add-mcp '{"name":"saferate","type":"http","url":"https://mcp.saferate.com/mcp/account"}'

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Tools

22 tools

Tools of Safe Rate
	Description		Read-only	Idempotent	Open world
`assess_property_context`Assess hazard exposure and insurance conditions for a US location: FEMA National Risk Index score, flood-zone coverage and whether flood insurance is likely to be required for a mortgage, wildfire and earthquake exposure, and local insurance-market conditions. Describes the area, not a specific property.	Assess hazard exposure and insurance conditions for a US location: FEMA National Risk Index score, flood-zone coverage and whether flood insurance is likely to be required for a mortgage, wildfire and earthquake exposure, and local insurance-market conditions. Describes the area, not a specific property.	No	Yes	Yes	No
`fetch`Fetch one Safe Rate published page by its document id. Returns plain text carrying its own as-of date, canonical URL, data license, and citation notice. Rate index pages are indicative and refreshed daily; they are not a quote for a specific borrower.	Fetch one Safe Rate published page by its document id. Returns plain text carrying its own as-of date, canonical URL, data license, and citation notice. Rate index pages are indicative and refreshed daily; they are not a quote for a specific borrower.	No	Yes	Yes	No
`find_lenders_in_market`List the lenders Safe Rate publishes rankings for in a metro area or a whole state, sliced by loan type OR by institution type. Rankings are derived from public federal HMDA filings; placement cannot be purchased. This is a starting list, not a recommendation for a specific borrower.	List the lenders Safe Rate publishes rankings for in a metro area or a whole state, sliced by loan type OR by institution type. Rankings are derived from public federal HMDA filings; placement cannot be purchased. This is a starting list, not a recommendation for a specific borrower.	No	Yes	Yes	No
`get_market_context`Get local housing-market context for a US location: median home value with its national percentile, median rent, recent price appreciation, and historical mortgage activity from HMDA filings. Use this to answer whether a price or a market is typical.	Get local housing-market context for a US location: median home value with its national percentile, median rent, recent price appreciation, and historical mortgage activity from HMDA filings. Use this to answer whether a price or a market is typical.	No	Yes	Yes	No
`get_my_application`Requires the shopper's Safe Rate sign-in (scope poppy:read). Read the shopper's own Safe Rate Universal Application, the one application they build to share with the lenders they choose (building it is not applying for a loan): their loan scenario (price, down payment, ZIP, occupancy and so on), how far along it is, and its status. Identity details such as a Social Security number are never returned.	Requires the shopper's Safe Rate sign-in (scope poppy:read). Read the shopper's own Safe Rate Universal Application, the one application they build to share with the lenders they choose (building it is not applying for a loan): their loan scenario (price, down payment, ZIP, occupancy and so on), how far along it is, and its status. Identity details such as a Social Security number are never returned.	No	Yes	Yes	No
`get_my_quotes`Requires the shopper's Safe Rate sign-in (scope poppy:read). List the quote requests the shopper sent to lenders and the offers that came back (rate, APR, points, product). Offers from Safe Rate Mortgage stay hidden until the shopper accepts the affiliated business disclosure on saferate.com.	Requires the shopper's Safe Rate sign-in (scope poppy:read). List the quote requests the shopper sent to lenders and the offers that came back (rate, APR, points, product). Offers from Safe Rate Mortgage stay hidden until the shopper accepts the affiliated business disclosure on saferate.com.	No	Yes	Yes	No
`get_quote_estimate`Get live mortgage rate estimates for any US location without collecting the borrower's name, email, or phone number. Rates are Safe Rate's non-binding estimates (never quotes; a lender's actual quote may differ), and include an estimate ID the borrower can use to track rate changes.	Get live mortgage rate estimates for any US location without collecting the borrower's name, email, or phone number. Rates are Safe Rate's non-binding estimates (never quotes; a lender's actual quote may differ), and include an estimate ID the borrower can use to track rate changes.	No	Yes	No	No
`get_savings_bond_rates`Get current and historical U.S. savings bond rates — the Series I composite, its fixed and inflation components, and Series EE rates by issue cohort — and optionally how many bonds the public holds and how many are being sold. An I bond's headline rate applies for six months only; the fixed component is the part that lasts.	Get current and historical U.S. savings bond rates — the Series I composite, its fixed and inflation components, and Series EE rates by issue cohort — and optionally how many bonds the public holds and how many are being sold. An I bond's headline rate applies for six months only; the fixed component is the part that lasts.	No	Yes	Yes	No
`get_share_link`Requires the shopper's Safe Rate sign-in (scope poppy:read). Does NOT share anything: sharing an application with a lender always takes the shopper's own click on saferate.com. Returns the link where the shopper reviews and shares it themselves.	Requires the shopper's Safe Rate sign-in (scope poppy:read). Does NOT share anything: sharing an application with a lender always takes the shopper's own click on saferate.com. Returns the link where the shopper reviews and shares it themselves.	No	Yes	Yes	No
`get_treasury_curve`Get the U.S. Treasury yield curve for a single day: the fitted zero-coupon (spot) curve and, on request, the par curve, money-market curve, TIPS real curve, breakeven inflation, the prior trading day for day-over-day moves, and per-CUSIP yields. Omit the date for the most recent published day, which is what you want on a weekend or holiday. Treasury yields are not mortgage rates.	Get the U.S. Treasury yield curve for a single day: the fitted zero-coupon (spot) curve and, on request, the par curve, money-market curve, TIPS real curve, breakeven inflation, the prior trading day for day-over-day moves, and per-CUSIP yields. Omit the date for the most recent published day, which is what you want on a weekend or holiday. Treasury yields are not mortgage rates.	No	Yes	Yes	No
`get_treasury_debt`Get the U.S. federal debt from the monthly Treasury statement: debt held by the public, total public debt outstanding, and its composition, plus the STRIPS float on request. These two headline figures differ by trillions: debt held by the public excludes intragovernmental trust-fund holdings.	Get the U.S. federal debt from the monthly Treasury statement: debt held by the public, total public debt outstanding, and its composition, plus the STRIPS float on request. These two headline figures differ by trillions: debt held by the public excludes intragovernmental trust-fund holdings.	No	Yes	Yes	No
`get_treasury_index`Get Safe Rate's Treasury total-return indices — by maturity bucket, plus bills, TIPS, floating-rate and aggregate. Call with no code to list every index with its current level and discover the codes. These are TOTAL RETURN levels, not yields: a rising level usually means yields fell. Constructed by Safe Rate, not an official Treasury statistic.	Get Safe Rate's Treasury total-return indices — by maturity bucket, plus bills, TIPS, floating-rate and aggregate. Call with no code to list every index with its current level and discover the codes. These are TOTAL RETURN levels, not yields: a rising level usually means yields fell. Constructed by Safe Rate, not an official Treasury statistic.	No	Yes	Yes	No
`get_treasury_rate_history`Get a history of U.S. Treasury yields between two dates: the nominal zero curve, the short-end money-market curve, or the TIPS real curve, one row per trading day. Use this for 'how have rates moved' questions. Coverage starts 2008-09-02. Keep ranges tight — a decade is thousands of rows.	Get a history of U.S. Treasury yields between two dates: the nominal zero curve, the short-end money-market curve, or the TIPS real curve, one row per trading day. Use this for 'how have rates moved' questions. Coverage starts 2008-09-02. Keep ranges tight — a decade is thousands of rows.	No	Yes	Yes	No
`get_treasury_security`Look up one Treasury security by CUSIP: its terms, price history, and analytics including duration, convexity, DV01 and key-rate durations, plus TIPS and floating-rate analytics where they apply, and the amount outstanding. Takes a CUSIP, not a description such as 'the current 10-year'.	Look up one Treasury security by CUSIP: its terms, price history, and analytics including duration, convexity, DV01 and key-rate durations, plus TIPS and floating-rate analytics where they apply, and the amount outstanding. Takes a CUSIP, not a description such as 'the current 10-year'.	No	Yes	Yes	No
`list_treasury_securities`List Treasury securities as at a date: which security is on-the-run for each tenor (this is how to resolve 'the current 10-year' to a CUSIP), the full outstanding and priced universe, or just the priced CUSIPs. Omit the date for the most recent day with prices.	List Treasury securities as at a date: which security is on-the-run for each tenor (this is how to resolve 'the current 10-year' to a CUSIP), the full outstanding and priced universe, or just the priced CUSIPs. Omit the date for the most recent day with prices.	No	Yes	Yes	No
`price_treasury_security`Convert between price and yield for a Treasury bill, note or bond. Supply exactly one side — a price or a yield (a discount rate for a bill) — and the other is returned, with accrued interest, dirty price and the investment rate as applicable. For a note or bond, a CUSIP looks the terms up instead of restating them.	Convert between price and yield for a Treasury bill, note or bond. Supply exactly one side — a price or a yield (a discount rate for a bill) — and the other is returned, with accrued interest, dirty price and the investment rate as applicable. For a note or bond, a CUSIP looks the terms up instead of restating them.	No	Yes	Yes	No
`research_lender`Look up any US mortgage lender by name or NMLS ID: origination volume, approval and pull-through rates, product mix and geographic footprint, from federal HMDA data.	Look up any US mortgage lender by name or NMLS ID: origination volume, approval and pull-through rates, product mix and geographic footprint, from federal HMDA data.	No	Yes	Yes	No
`search`Search Safe Rate's published pages: local mortgage-rate indexes by geography, lender profiles, lender rankings by market (optionally by loan type or institution type), and the ranking methodology. Returns document ids for those pages. These are published reference pages, not priced scenarios: they do not estimate a rate for a specific borrower.	Search Safe Rate's published pages: local mortgage-rate indexes by geography, lender profiles, lender rankings by market (optionally by loan type or institution type), and the ranking methodology. Returns document ids for those pages. These are published reference pages, not priced scenarios: they do not estimate a rate for a specific borrower.	No	Yes	Yes	No
`start_my_application`Requires the shopper's Safe Rate sign-in (scope poppy:write). Start building the shopper's Universal Application from a loan scenario. If they already have one, nothing changes and it is returned. Holds no personal information: no name, SSN or date of birth.	Requires the shopper's Safe Rate sign-in (scope poppy:write). Start building the shopper's Universal Application from a loan scenario. If they already have one, nothing changes and it is returned. Holds no personal information: no name, SSN or date of birth.	No	No	Yes	No
`track_quote_estimate`Check a previously created Safe Rate rate estimate by its estimate ID. Returns the original scenario, how rates have moved since the estimate was created, and current rates for the same scenario. No account or contact information required.	Check a previously created Safe Rate rate estimate by its estimate ID. Returns the original scenario, how rates have moved since the estimate was created, and current rates for the same scenario. No account or contact information required.	No	Yes	Yes	No
`update_my_application`Requires the shopper's Safe Rate sign-in (scope poppy:write). Change answers in the loan scenario of the shopper's Universal Application. Send only the fields that change: everything else keeps its saved value, and nothing is saved if the result would be invalid. Cannot share the application or record an SSN — those are the shopper's own click on saferate.com.	Requires the shopper's Safe Rate sign-in (scope poppy:write). Change answers in the loan scenario of the shopper's Universal Application. Send only the fields that change: everything else keeps its saved value, and nothing is saved if the result would be invalid. Cannot share the application or record an SSN — those are the shopper's own click on saferate.com.	Yes	No	Yes	No
`value_savings_bond`Value a U.S. Series I or Series EE savings bond: what it is worth now, how it got there, and what the holder would actually receive. Bonds under five years old forfeit three months of interest on redemption, and bonds under twelve months cannot be redeemed at all, so the amount received can be less than the accrued value. The purchase date is the bond's issue date.	Value a U.S. Series I or Series EE savings bond: what it is worth now, how it got there, and what the holder would actually receive. Bonds under five years old forfeit three months of interest on redemption, and bonds under twelve months cannot be redeemed at all, so the amount received can be less than the accrued value. The purchase date is the bond's issue date.	No	Yes	Yes	No

Details

Registry status: Active
Published: Nov 5, 2026
Updated: Nov 5, 2026
Website: https://saferate.com/⁠ (opens in a new tab)
Repository: Not given
Categories (suggested): Finance and paymentsSuggested categories are assigned automatically from the registry text and may be wrong. Verified operators can correct them.
GDPR: Not declared

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