Vybe Pay MCP

finance.vybe/payVersion 1.0.0

Let Claude or Cursor pay for MCP tools under hard caps, with Approve or Decline on every pay.

Status

Responds232 msNov 14, 2026, 14:30 UTCAnswered our handshake without sign-in.

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Last checked: Nov 14, 2026, 14:30 UTC
Latency: 232 ms
Remotes responding: 1 of 1
Sign-in: No sign-in
Hosting: Hosted outside the EU (detected)
Registry data as of: Nov 14, 2026, 22:14 UTC

Data from the official MCP Registry, checked by run.zero. How we check

Connect

Streamable HTTP

https://www.vybe.finance/api/mcp/payResponds232 msNov 14, 2026, 14:30 UTC

No sign-in

Claude Code

claude mcp add --transport http pay https://www.vybe.finance/api/mcp/pay

Claude Desktop and claude.ai

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Settings > Connectors > Add custom connector
Name: pay
Remote MCP server URL: https://www.vybe.finance/api/mcp/pay

Cursor

{
  "mcpServers": {
    "pay": {
      "url": "https://www.vybe.finance/api/mcp/pay"
    }
  }
}

VS Code

code --add-mcp '{"name":"pay","type":"http","url":"https://www.vybe.finance/api/mcp/pay"}'

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Tools

15 tools

Tools of Vybe Pay MCP
	Description		Read-only	Idempotent	Open world
`create_invoice`Create a get-paid invoice for the spend-key owner. Returns a /r/{publicId} URL. Another agent can call pay_invoice with that URL; a human opening the link sees Vybe crypto checkout. Does not move money and does not require Approve. After sharing, call get_invoice with the publicId to check if it was paid before taking a follow-up action. Related: get_invoice, list_invoices, pay_invoice.	Create a get-paid invoice for the spend-key owner. Returns a /r/{publicId} URL. Another agent can call pay_invoice with that URL; a human opening the link sees Vybe crypto checkout. Does not move money and does not require Approve. After sharing, call get_invoice with the publicId to check if it was paid before taking a follow-up action. Related: get_invoice, list_invoices, pay_invoice.	No	No	No	No
`fetch_paid_content`Unlock research/file offerings only. For MCP or API offerings, call use_paid_offering with the same publicId instead. Related: use_paid_offering, pay_offering.	Unlock research/file offerings only. For MCP or API offerings, call use_paid_offering with the same publicId instead. Related: use_paid_offering, pay_offering.	No	Yes	Yes	No
`get_invoice`Check whether an invoice you created is still pending or already paid. Pass the publicId or /r/ url from create_invoice. Use this before taking a follow-up action that should only run after payment. Only works for invoices owned by this spend key’s owner. Related: create_invoice, list_invoices.	Check whether an invoice you created is still pending or already paid. Pass the publicId or /r/ url from create_invoice. Use this before taking a follow-up action that should only run after payment. Only works for invoices owned by this spend key’s owner. Related: create_invoice, list_invoices.	No	Yes	Yes	No
`get_limits`Return the bound spend key’s hard limits: label, per-transaction max in USD, daily cap, optional seller allowlist, expiry, and authMode (oauth or vapt). Use this to tell the user what the agent is allowed to request before calling pay_offering. Related: get_spend_balance, get_wallet_balance.	Return the bound spend key’s hard limits: label, per-transaction max in USD, daily cap, optional seller allowlist, expiry, and authMode (oauth or vapt). Use this to tell the user what the agent is allowed to request before calling pay_offering. Related: get_spend_balance, get_wallet_balance.	No	Yes	Yes	No
`get_spend_balance`Return the bound spend key’s policy headroom for the last 24 hours: daily remaining, pending, and paid. This is not the on-chain USDC wallet balance — use get_wallet_balance for that. Call this before pay_offering to check whether a pay would hit the daily cap. Related: get_wallet_balance, get_limits.	Return the bound spend key’s policy headroom for the last 24 hours: daily remaining, pending, and paid. This is not the on-chain USDC wallet balance — use get_wallet_balance for that. Call this before pay_offering to check whether a pay would hit the daily cap. Related: get_wallet_balance, get_limits.	No	Yes	Yes	No
`get_tool`Full details for one marketplace tool: actions with their inputs, an example, price, seller and health, plus the exact next step. For a paid tool the next step is pay_offering with its offeringUrl, then use_paid_offering with toolName and toolArguments. For a free tool it is run_free_tool, which needs no sign-in. Pass slug or the tool page URL. Related: search_tools, run_free_tool, pay_offering, use_paid_offering.	Full details for one marketplace tool: actions with their inputs, an example, price, seller and health, plus the exact next step. For a paid tool the next step is pay_offering with its offeringUrl, then use_paid_offering with toolName and toolArguments. For a free tool it is run_free_tool, which needs no sign-in. Pass slug or the tool page URL. Related: search_tools, run_free_tool, pay_offering, use_paid_offering.	No	Yes	Yes	No
`get_wallet_balance`Read-only on-chain USDC/USDT balances for the spend key owner’s Vybe wallet (Base, Ethereum, BNB). Use this to tell the user how much they can spend. Separate from get_spend_balance (VAPT caps). Does not move funds. Related: get_spend_balance, get_limits, pay_offering.	Read-only on-chain USDC/USDT balances for the spend key owner’s Vybe wallet (Base, Ethereum, BNB). Use this to tell the user how much they can spend. Separate from get_spend_balance (VAPT caps). Does not move funds. Related: get_spend_balance, get_limits, pay_offering.	No	Yes	Yes	No
`list_invoices`List invoices the spend-key owner created (open, paid, etc.). Use to find a publicId, then get_invoice for details. Related: create_invoice, get_invoice.	List invoices the spend-key owner created (open, paid, etc.). Use to find a publicId, then get_invoice for details. Related: create_invoice, get_invoice.	No	Yes	Yes	No
`list_recent_pays`List recent Collect pays, friend sends, and invoice pays started by the bound spend key, newest first. Filter by status: pending (waiting on Approve), paid (settled), or all. For paid Collect rows, call use_paid_offering with publicId. Related: pay_offering, pay_invoice, send_to_user, use_paid_offering.	List recent Collect pays, friend sends, and invoice pays started by the bound spend key, newest first. Filter by status: pending (waiting on Approve), paid (settled), or all. For paid Collect rows, call use_paid_offering with publicId. Related: pay_offering, pay_invoice, send_to_user, use_paid_offering.	No	Yes	Yes	No
`pay_invoice`Pay a Vybe invoice by /r/ URL or publicId under the owner’s spend key. Creates awaiting_approval — money does not move until Approve in Vybe. Only vybe.finance/r/… links are allowed (not arbitrary URLs). Friendship is not required. Related: create_invoice, get_invoice, get_limits, get_spend_balance, list_recent_pays.	Pay a Vybe invoice by /r/ URL or publicId under the owner’s spend key. Creates awaiting_approval — money does not move until Approve in Vybe. Only vybe.finance/r/… links are allowed (not arbitrary URLs). Friendship is not required. Related: create_invoice, get_invoice, get_limits, get_spend_balance, list_recent_pays.	No	No	No	No
`pay_offering`Start a Vybe Collect payment under the owner's connected spend key (OAuth Sign in or Bearer VAPT). Creates a pending pay and returns awaiting_approval — money does not move until the wallet owner taps Approve in Vybe (web or mobile). After paid (or trial), call use_paid_offering with the returned publicId — that unlocks research files, lists/runs seller MCP tools, or proxies paid API calls. Do not scrape the marketplace page. Pass username plus offeringId, or a Collect / marketplace offeringUrl. Related: use_paid_offering, fetch_paid_content, get_limits, get_spend_balance, list_recent_pays.	Start a Vybe Collect payment under the owner's connected spend key (OAuth Sign in or Bearer VAPT). Creates a pending pay and returns awaiting_approval — money does not move until the wallet owner taps Approve in Vybe (web or mobile). After paid (or trial), call use_paid_offering with the returned publicId — that unlocks research files, lists/runs seller MCP tools, or proxies paid API calls. Do not scrape the marketplace page. Pass username plus offeringId, or a Collect / marketplace offeringUrl. Related: use_paid_offering, fetch_paid_content, get_limits, get_spend_balance, list_recent_pays.	No	No	No	Yes
`run_free_tool`Run a free tool from the Vybe Marketplace and get its answer. No sign-in or spend key needed, and nothing is charged. Get the slug, action names and inputs from search_tools or get_tool first. Free tools have fair-use limits per caller; if you hit one, tell the user when it resets. Paid tools can't run here: use pay_offering and use_paid_offering. Related: search_tools, get_tool.	Run a free tool from the Vybe Marketplace and get its answer. No sign-in or spend key needed, and nothing is charged. Get the slug, action names and inputs from search_tools or get_tool first. Free tools have fair-use limits per caller; if you hit one, tell the user when it resets. Paid tools can't run here: use pay_offering and use_paid_offering. Related: search_tools, get_tool.	No	No	No	Yes
`search_tools`Search the Vybe Marketplace for MCP tools the user can use: free tools (run with run_free_tool, no sign-in) and paid tools (pay per use with pay_offering). Use this when the user asks for a capability you do not have, e.g. reading a PDF, looking up a postcode or checking a crypto transaction. Returns name, one-line summary, price, actions and offeringUrl. Never invent tools; if nothing fits, say so. Related: get_tool, pay_offering.	Search the Vybe Marketplace for MCP tools the user can use: free tools (run with run_free_tool, no sign-in) and paid tools (pay per use with pay_offering). Use this when the user asks for a capability you do not have, e.g. reading a PDF, looking up a postcode or checking a crypto transaction. Returns name, one-line summary, price, actions and offeringUrl. Never invent tools; if nothing fits, say so. Related: get_tool, pay_offering.	No	Yes	Yes	No
`send_to_user`Send USDC/USDT to a mutual friend. Pass username (@handle) when known, or name (first, last, or full name). Lookup is limited to mutual friends — never invent wallet addresses. If several friends match the name, the tool returns candidates; ask the owner which @username, then retry. Creates a pending pay — money does not move until Approve in Vybe. Trusted mutual friends still Approve once but notify quietly. Related: get_limits, get_spend_balance, get_wallet_balance, list_recent_pays.	Send USDC/USDT to a mutual friend. Pass username (@handle) when known, or name (first, last, or full name). Lookup is limited to mutual friends — never invent wallet addresses. If several friends match the name, the tool returns candidates; ask the owner which @username, then retry. Creates a pending pay — money does not move until Approve in Vybe. Trusted mutual friends still Approve once but notify quietly. Related: get_limits, get_spend_balance, get_wallet_balance, list_recent_pays.	No	No	No	No
`use_paid_offering`After a Collect pay is settled (status paid or trial), use this tool with the publicId from pay_offering. It branches by offering type: research/asset returns the file; MCP lists seller tools (omit toolName) or runs one (pass toolName + toolArguments); API proxies method+path(+body) through Vybe. Prefer this over inventing HTTP calls or scraping marketplace HTML. Related: pay_offering, list_recent_pays, fetch_paid_content.	After a Collect pay is settled (status paid or trial), use this tool with the publicId from pay_offering. It branches by offering type: research/asset returns the file; MCP lists seller tools (omit toolName) or runs one (pass toolName + toolArguments); API proxies method+path(+body) through Vybe. Prefer this over inventing HTTP calls or scraping marketplace HTML. Related: pay_offering, list_recent_pays, fetch_paid_content.	No	No	No	Yes

Details

Registry status: Active
Published: Nov 12, 2026
Updated: Nov 12, 2026
Website: https://www.vybe.finance/pay-mcp?utm_source=mcp_registry&utm_medium=directory&utm_campaign=code_red&utm_content=listing⁠ (opens in a new tab)
Repository: Not given
Categories (suggested): Finance and paymentsSuggested categories are assigned automatically from the registry text and may be wrong. Verified operators can correct them.
GDPR: Not declared

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