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StudentLoan.help: federal repayment plan calculator

help.studentloan/studentloan-helpVersion 1.2026.1101.1

Federal student loan repayment estimates: RAP, IBR, Standard, Tiered Standard, PSLF, refinance.

Status

Responds175 msAnswered our handshake without sign-in.

Registry data may be out of date

We could not refresh it, so this page shows the last copy.
Last checked
Nov 14, 2026, 14:32 UTC
Latency
175 ms
Remotes responding
1 of 1
Sign-in
No sign-in
Hosting
Hosted outside the EU (detected)
Registry data as of
Nov 14, 2026, 22:14 UTC

Data from the official MCP Registry, checked by run.zero. How we check

Connect

Streamable HTTP
https://studentloan.help/mcpResponds175 ms
No sign-in

Claude Code

claude mcp add --transport http studentloan-help https://studentloan.help/mcp

Claude Desktop and claude.ai

Settings > Connectors > Add custom connector
Name: studentloan-help
Remote MCP server URL: https://studentloan.help/mcp

Cursor

{
  "mcpServers": {
    "studentloan-help": {
      "url": "https://studentloan.help/mcp"
    }
  }
}

VS Code

code --add-mcp '{"name":"studentloan-help","type":"http","url":"https://studentloan.help/mcp"}'

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Tools

3 tools

Tools of StudentLoan.help: federal repayment plan calculator
Read-only
Idempotent
Open world
compare_refinance_offerGiven an APR and term a lender has offered, returns the refinanced monthly payment and total, compares it with the cheapest federal plan (or with PSLF, which refinancing would end), and lists the federal protections lost. Same math as the studentloan.help calculator. It shows no lender rates of its own.NoYesYesNo
compare_repayment_plansEstimates each federal repayment plan on the borrower's own numbers (RAP, IBR, 10-year Standard, Tiered Standard under the 2026 rules): first monthly payment, total paid, years to payoff or forgiveness, amount forgiven, which plans are open given loan dates, the cheapest plan, PSLF timing for government or 501(c)(3) workers, and Parent PLUS options. Same math as the studentloan.help calculator. Estimates only.NoYesYesNo
get_plan_rulesThe published rules behind each federal student loan plan as studentloan.help states them: RAP, IBR, Standard, Tiered Standard, PSLF, Parent PLUS, the end of SAVE and the 2026 poverty guidelines. Returns the formulas, dates and limits with the statute or regulation and a page link. Omit topic for the list of topics.NoYesYesNo

Details

Registry status
Active
Published
Nov 1, 2026
Updated
Nov 1, 2026
Repository
Not given
Categories (suggested)
Finance and paymentsSuggested categories are assigned automatically from the registry text and may be wrong. Verified operators can correct them.
GDPR
Not declared

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