Open Financial Mortgages

io.github.clara-finance/open-financial-mortgage-optionsVersion 1.0.0

Ontario, Canada mortgage options, published lender rates and a link to a licensed broker.

Status

Responds185 msNov 14, 2026, 14:47 UTCAnswered our handshake without sign-in.

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Last checked: Nov 14, 2026, 14:47 UTC
Latency: 185 ms
Remotes responding: 1 of 1
Sign-in: No sign-in
Hosting: Hosted outside the EU (detected)
Registry data as of: Nov 14, 2026, 22:14 UTC

Data from the official MCP Registry, checked by run.zero. How we check

Connect

Streamable HTTP

https://mcp.openfinancial.ca/mcp/openResponds185 msNov 14, 2026, 14:47 UTC

No sign-in

Claude Code

claude mcp add --transport http open-financial-mortgage-options https://mcp.openfinancial.ca/mcp/open

Claude Desktop and claude.ai

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Settings > Connectors > Add custom connector
Name: open-financial-mortgage-options
Remote MCP server URL: https://mcp.openfinancial.ca/mcp/open

Cursor

{
  "mcpServers": {
    "open-financial-mortgage-options": {
      "url": "https://mcp.openfinancial.ca/mcp/open"
    }
  }
}

VS Code

code --add-mcp '{"name":"open-financial-mortgage-options","type":"http","url":"https://mcp.openfinancial.ca/mcp/open"}'

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Tools

5 tools

Tools of Open Financial Mortgages
	Description		Read-only	Idempotent	Open world
`analyze_mortgage_scenario`Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.	Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.	No	Yes	Yes	No
`estimate_home_equity`The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.	The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.	No	Yes	Yes	No
`get_financing_options`The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.	The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.	No	Yes	Yes	No
`get_open_financial_broker_help`Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.	Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.	No	Yes	Yes	No
`search_published_mortgage_rates`Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each lender's own rate wording with its conditions, check date and source link, and a notice that goes with them. Useful when someone asks what rates lenders are publishing. It takes filters only, not names, contact details or dollar amounts. Published information, not a quote, offer, recommendation or eligibility assessment.	Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each lender's own rate wording with its conditions, check date and source link, and a notice that goes with them. Useful when someone asks what rates lenders are publishing. It takes filters only, not names, contact details or dollar amounts. Published information, not a quote, offer, recommendation or eligibility assessment.	No	Yes	Yes	Yes

Details

Registry status: Active
Published: Oct 29, 2026
Updated: Oct 29, 2026
Website: https://www.openfinancial.ca/⁠ (opens in a new tab)
Repository: Not given
Categories (suggested): Finance and paymentsSuggested categories are assigned automatically from the registry text and may be wrong. Verified operators can correct them.
GDPR: Not declared

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